Dental Cost Estimator
Pick a procedure and your insurance to see your estimated out-of-pocket cost. Most dental PPO plans cover preventive care at 100%, basic work at 80%, and major work such as crowns and implants at 50% — up to an annual maximum that is usually $1,500. Cosmetic treatment such as veneers is not covered. This tool applies your plan to Bay Area price ranges; it is free and needs no sign-up.
Dental Cost Estimator
Based on typical San Francisco Bay Area fees and standard PPO plan structures.
Select a treatment and insurance to see your estimate
*This is an estimate only. Actual costs may vary based on your specific insurance plan, deductibles, and clinical needs. Please contact our office for a precise quote.
Bay Area dental price ranges
Typical market ranges before insurance, grouped by how dental PPO plans classify each procedure. The coverage tier for each group is shown below its heading.
Preventive
Typically 100% covered by dental PPO plans
| Procedure | Bay Area range |
|---|---|
| Checkup + X-rays + CleaningExam, 4 bitewing X-rays and adult cleaning | $150–$350 |
| Adult Cleaning | $120–$220 |
| Fluoride Treatment | $30–$75 |
Basic Restorative
Typically 80% covered
| Procedure | Bay Area range |
|---|---|
| Filling — 1 surface | $200–$375 |
| Filling — 2 surfaces | $250–$450 |
| Filling — 3+ surfaces | $300–$550 |
| Deep Cleaning (per quadrant) | $250–$450 |
| Tooth Extraction — simple | $150–$400 |
| Tooth Extraction — surgical | $300–$700 |
| Root Canal — front tooth | $900–$1,400 |
| Root Canal — premolar | $1,000–$1,600 |
| Root Canal — molar | $1,300–$2,000 |
Major Restorative
Typically 50% covered, capped by the annual maximum
| Procedure | Bay Area range |
|---|---|
| Crown — porcelain/ceramic | $1,400–$2,200 |
| Implant Restoration (crown on existing implant)Custom abutment and crown when the implant is already placed | $1,800–$3,000 |
| Dental Bridge (3-unit, fixed)Two crowned neighbouring teeth carrying one replacement tooth | $2,000–$5,000 |
| Dental Implant (complete)Implant placement, abutment and crown | $4,500–$6,500 |
| Complete Denture (per arch) | $1,000–$3,000 |
| Removable Partial Denture (per arch)Cast-metal framework replacing several teeth, taken out to clean | $1,500–$3,000 |
| All-on-4 Full-Arch Implants (per arch)Four implants supporting a fixed full-arch bridge | $25,000–$35,000 |
| All-on-6 Full-Arch Implants (per arch)Six implants for broader load distribution — needs more bone volume | $29,000–$43,000 |
| Implant Overdenture (per arch)Denture that snaps onto two or more implants — removable, far more stable | $6,000–$15,000 |
| Mini Implants + Denture Retrofit (2 implants)Narrow-diameter implants to stabilise an existing lower denture | $3,500–$6,000 |
| Same-Day Implant (extraction + implant)Tooth removed and implant placed in one visit | $4,500–$7,000 |
| Bone GraftSocket preservation through ridge augmentation | $400–$3,000 |
| Sinus LiftAdds bone below the sinus for upper back implants | $2,000–$4,000 |
Cosmetic (not insured)
Not covered by dental insurance — full amount is out-of-pocket
| Procedure | Bay Area range |
|---|---|
| Porcelain Veneer (per tooth)Custom ceramic shell bonded to the front of the tooth | $1,200–$2,500 |
| Composite Bonding (per tooth)Tooth-colored resin applied in a single visit | $300–$600 |
Ranges are Bay Area market references, not quotes. Denvida provides a detailed written estimate at a free consultation with a 3D scan, is in-network with Delta Dental and Cigna, and offers financing.
Insurance
Denvida is in-network with Delta Dental and Cigna, and also accepts MetLife, Aetna, Guardian and other PPO plans. The estimator lets you set your remaining annual maximum and deductible, so the number reflects your actual situation rather than a generic average.
Financing
Larger treatment such as implants and All-on-4 can be financed monthly. Bring your estimate to a free consultation and we will put the exact numbers, including what your plan pays, into a written treatment plan before anything begins.
Frequently Asked Questions
How much will my dental treatment cost with insurance?
Most dental PPO plans follow a 100-80-50 structure: preventive care is covered at 100%, basic restorative at 80%, and major restorative (crowns, implants, dentures) at 50%, up to an annual maximum that is typically $1,500. Cosmetic work such as veneers is not covered at all. The Denvida estimator applies your carrier, deductible and remaining annual maximum to a Bay Area price range and shows your estimated out-of-pocket cost.
Is this dental cost calculator free?
Yes. The Denvida cost estimator is free and requires no sign-up. It gives an estimate only — Denvida provides a detailed written estimate at a free consultation with a 3D scan before any treatment begins.
Does dental insurance cover implants?
Many dental PPO plans cover implants as a major restorative procedure at around 50%, but the annual maximum (typically $1,500) caps how much the plan actually pays, so most of an implant's cost is usually out-of-pocket. Denvida is in-network with Delta Dental and Cigna and offers financing.
Does insurance cover porcelain veneers?
No. Veneers and cosmetic bonding are considered cosmetic and are not a covered benefit under dental insurance, so the estimator shows the full amount as out-of-pocket. Denvida offers financing for cosmetic treatment.
Why is the estimate a range and not a single price?
Dental fees vary with the complexity of the case — whether bone grafting is needed, the materials chosen, and how many teeth are treated. The estimator shows a Bay Area market range so you can plan. Your exact fee is confirmed in a written treatment plan after a 3D scan.
Get your exact cost — free consultation + 3D scan
An estimate is a starting point. Dr. Na Zhao (DDS, PhD) gives you a written treatment plan with your insurance applied, at no cost and no obligation. Mandarin & Spanish spoken.